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Think you’re covered for a malicious or non-malicious cyber attack on your business? How sure are you? When did you last look at your policy wording to check what it says? Have you consulted a broker and asked them to confirm exactly what your situation is? These are key questions in 2022, because of the insurance industry’s recent attempts to […]


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Within the world of fleet transport, insurance is now not just a means through which to cover losses incurred through accidents and incidents but also a way to keep drivers and the public safer and simultaneously reduce emissions.  The great news for businesses operating fleet vehicles is that new-look insurance approaches can help make drivers more aware of their behaviour. […]


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Business travel may now be back on the agenda for many companies, as the travel sector begins to recover from the impacts of Covid-19. You yourself may be once again packing your suitcase and checking out overseas opportunities.  Regardless of whether you are an independent consultant travelling overseas on business, or a large organisation sending staff to far-flung places to […]


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Within construction, contractual agreements and the division of work between contractors can make it difficult to know whose insurance is covering what – one reason why working closely with a broker is important. Here’s one scenario demonstrating the complications. Scenario The main contractor asks a sub-contractor to install roofing at the client’s premises The sub-contractor asks a manufacturer to design […]


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