Personal Travel Insurance for PEMCs
In House Claims
The Government’s Money and Pensions Service (MaPS) has launched a travel insurance directory for people with serious pre-existing medical conditions (PEMCs).
A directory of firms that specialise in travel insurance for people with serious medical conditions is available on the Money Advice Service website: https://traveldirectory.moneyadviceservice.org.uk/en or you can telephone the Money Advice Service on 0800 138 7777.
The firms listed in the new Travel Directory are particularly for consumers with a PEMC in the following circumstances:
- Declines: where a consumer is declined or otherwise not offered cover, or has their cover cancelled mid-term due to a PEMC.
- Exclusions: where a consumer is offered cover with an exclusion for a PEMC that cannot be removed.
- Premium loadings, where a consumer is offered cover with a PEMC loading to their base premium of £100 or more.
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