Group Death In Service

In House Claims


Risk Management


Having Group Death in Service insurance provides a tax-free lump sum and/or the employee’s pension to be paid to their family or nominated beneficiary should they die while working for your business.

Group Death in Service insurance demonstrates to an employee that you care for your staff’s welfare and reassures them that they are indeed valued by your business.

You can help offer a regular income to an employee’s dependents, based upon a percentage of an employee’s salary; usually between 2 and 4 times their annual salary.


Although it is not mandatory in the UK, it’s usually the first benefit companies look to offer to their employees.

Research by the Chartered Institute of Professional Development (CIPD) revealed that 54% of people seeking a new job cite better pay/benefits as the main reason for moving jobs.

As well as demonstrating loyalty to your staff, there are still a number of benefits for employers when adopting Group Death in Service insurance.

These can be:

  • Helping attract and retain staff.
  • Pays out no matter where the death occurs; on the job, at home or overseas.
  • Employers can contribute invaluable financial support to beneficiaries.
  • One of the cheapest group insurance policies to implement.
  • Can be structured with premium rates to represent a low percentage of payroll.
  • Premiums are usually allowable as a business expense.
  • Features can be put in place to reflect employer’s requirements.

To find out more and to discuss your needs, please contact us on 01274 515 747 or email us at


Request a callback

Send us your details and we'll be in touch.

This field is for validation purposes and should be left unchanged.


CashplansIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdviceA more cost-effective way of looking after everyday health costs are health cash plans, which offer cash payments for a variety of health care needs such as dental and optical fees. We have access to
Learn More

Group Income Protection

Group Income ProtectionIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdviceIf you are worried about employees and colleagues being absent from work due to long-term illness or injury, then a Group Income Protection policy will be able to assist you. A Group Income
Learn More

Keyman Assurance

Keyman AssuranceIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdviceYou will find that the success of almost all small and medium-sized businesses is dependent on a few people who make a significant contribution. These key people can include owners, senior directors, salespeople, production
Learn More

Pension Trustees Liability

Pension Trustees LiabilityIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdviceTrustees are faced with a greater number of statutory duties brought into force by the Pensions Act 1995. A duty of care was subsequently imposed on trustees under the Trustee Act 2000. More
Learn More

Employee Assistance Programme

Employee Assistance ProgrammeIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdviceAn Employee Assistance Programme (EAP) provides external counsellors, resources, and referrals to assist employees and their family members. Any EAP benefits received by employees or family members remain confidential. This means that while
Learn More

Private Medical Insurance

Private Medical InsuranceIn House ClaimsBespoke Insurance SolutionsRisk ManagementExpertAdvicePrivate Medical Aid is designed to cover the costs of private medical treatment for a disease, illness or injury that are likely to respond quickly to treatment, aiming to return you to the
Learn More

Signup to the l wood newsletter to receive tips, guidance and news.

For further details on how your data is used and stored, read our Privacy Policy

This field is for validation purposes and should be left unchanged.