Food and Drink industry

In House Claims


Risk Management


Experts in Food and Drink Insurance

With more than 50 years of experience in the insurance service industry, we work with many businesses in this sector.

We recognise that the food and drink industry has very specific insurance requirements in comparison with other distribution and manufacturing businesses. That’s why we offer highly personalised insurance policies for everyone from food manufacturers and restaurants to breweries and distilleries.

Through our valued partnership with the Willis Towers Watson Commercial Network, we offer the following protection and services to mitigate the wealth of risks abound in the food and drink sector.

Read about workroom temperatures where food is handled by clicking the button below.

Workroom Temperatures

Supply Chain Risk Management

A major priority for leading food manufacturers, supply chain disruption can not only lose businesses money, but can also harm their reputation and brand for life. In addition, as food brands get bigger and their supply chain is globalised, they are exposed to greater risk of vulnerabilities and hazards. We’ll work with you to assess the key risk exposures to your business and implement a risk management plan that keeps those exposures to a minimum.

Brand and Reputational Damage

While standard protection might have been adequate a few years ago, now your brands and reputation can be tarnished at the touch of a button online. That’s why our food and drink clients require a more bespoke level of cover to protect them from these evolving risks.

Commercial Contracts – An Increasingly Demanding and Complex Area

Our commercial legal services cover all eventualities, from global supply, purchase agreements and outsourcing of facilities, through to marketing and brand licensing. For renowned food and drink retailers, this comes with the territory.

Product Recall

The food and drink sector has experienced an increasing number of product recalls for several reasons, from European legislation regarding packaging to food safety becoming ever more stringent. We have specialist experience in addressing the threat of product recalls and implementing suitable crisis management plans.

International Legislation and Regulations

Today, the food and beverage industry has a mounting list of international legal and social issues to comply with including competition, price inflation, affordability, food miles, packaging and more. Our partnership with Willis Towers Watson gives our clients the expertise of one of the world’s largest insurance brokers, and the experience to help navigate businesses through highly-technical issues such as food regulation.

Health and Safety Risk Management

No matter how safety-conscious your business is, accidents can still happen. Draw on our years of experience in incident response to mitigate your legal liabilities, and as a result, protect your corporate reputation.

At L Wood & Co, we don’t just sell insurance policies; we work with our clients to provide bespoke insurance solutions that are the perfect fit for every business scenario. If you want a better solution for your food and drink business risks, request a call back from an experienced member of our team today and receive professional, unbiased advice.

To find out more and to discuss your needs, please contact us on 01274 515 747 or email us at


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