At a glance Business Interruption (BI) is often a key area for you to demonstrate your expertise and help customers optimise their risk and insurance programmes We take a closer look at three main types of BI cover, each operating in different ways We examine the differences between them and which type is most suitable for your customers’ requirements Following […]
Author: Tom Wood | Date: 04/04/2017
Author: Tom Wood | Date: 27/03/2017
Unoccupied premises
Categories: General
Unoccupied commercial properties are vulnerable to fire, theft and damage. Arson, the stripping out of copper cabling and water services, the removal of lead and other architectural features, water ingress and other damage caused by trespassers are particular problems. The first part of this risk bulletin looks at unoccupied premises risk assessments and premises management: Risk Assessment A risk assessment […]
Author: Tom Wood | Date: 24/03/2017
Liabilities – what can go wrong?
Categories: General
Employers Liability A brewery company employee climbed onto a conveyor belt to remove some jammed cans. He slipped and trapped his arm in the conveyor belt. The employer was held liable for his injuries because of inadequate training and lack of proper procedures An office worker sustained a back injury whilst lifting boxes of stationery. The employer was held liable […]
Author: Tom Wood | Date: 23/03/2017
Small businesses take longer to recover and costs are high according to our new cyber readiness report explains Matt Webb, Hiscox Group Head of Cyber… How well prepared are businesses when it comes to fending off the cyber threat? This was the key question we set out to investigate in our first major study on cyber risk – The Hiscox […]