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Within construction, contractual agreements and the division of work between contractors can make it difficult to know whose insurance is covering what – one reason why working closely with a broker is important. Here’s one scenario demonstrating the complications. Scenario The main contractor asks a sub-contractor to install roofing at the client’s premises The sub-contractor asks a manufacturer to design […]


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Summer 2022 could be the first in a while in which you are staging an event, erecting marquees or staging, or welcoming enthusiastic festival goers. If that’s the case, quickly dust off your health and safety manuals and refresh yourself on all you need to consider, to keep the public, staff and volunteers safe and avoid financial loss. From marshalling […]


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Inflation is a word re-entering daily conversation, after many years’ absence. Everything is going up in price – food, petrol and diesel, labour and more. But how does this impact insurance? With certain types of insurance, such as motor insurance and property insurance, inflation directly affects the prices of the components required to ‘fix’ the insured vehicle or property, following […]


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The Health and Safety at Work Act (1974) and the Equality Act expects all employers to exercise a duty of care for their employees. This must include preventing and stopping bullying in the workplace which has come more into focus in recent times. Bullying can take different forms and can be open to interpretation, so an employer must be able […]


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