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All companies buying or selling goods that need to be shifted by road, rail, sea or air, have some degree of what, in the insurance business, is known as marine cargo transit exposure. Businesses often assume that this is covered when their hauliers or suppliers insure the goods. Unfortunately this is not always the case and goods may end up […]


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Public liability insurance is one of the main types of business insurance. It can cover compensation payments and legal costs if a member of the public (maybe a customer, a supplier, or a passerby) sues your business because they’ve been injured or their property has been damaged. What does public liability insurance cover? Public liability insurance can cover legal costs […]


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Workplace stress costs UK employers in excess of £3.7bn every year with Britons finding their jobs more stressful than ever before. Over-stressed workers are also more likely to blame their absence on an illness rather than admit they are unable to cope, which creates the additional problem of making workplace stress even more difficult to assess. The Management of Health […]


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“If you are a director for a small company and your business is sued, you could find yourself personally liable.” Directors of companies of all sizes can find themselves on the receiving end of the law. Here are a couple of recent construction cases, which illustrate when things can go very wrong. The Fall A construction company has been fined […]


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