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The nights are dark and the temperatures are plummeting – but before you cosy up indoors, ask yourself whether you have put proper winter precautions in place. It’s vital to be prepared at this time of year, so here are some top tips from the LWood team. 1. Check your insurance Double check that you have full home and car […]


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Supporting a local charity can benefit your business in a number of ways. As well as boosting the company’s profile it can differentiate you from your competitors as well as facilitate team building amongst employees. So what do you need to consider if you are thinking about supporting a community organisation in your local area? Not just about the money […]


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At a glance Employee wages represent a significant expense for most businesses and therefore have a major bearing on gross profit sum insured calculations There is a common misunderstanding about the role that wage roll plays in calculating the correct sum insured We explain how to determine what proportion of a customer’s wage roll is suitable to exclude from their […]


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As of 13 December 2014 any business that supplies unpackaged food will be required to provide allergy information. whether you provide food to schools or care homes, run a supermarket, sandwich deli or restaurant, it will become mandatory to provide allergy information on that that is not already labelled. This could have an impact on your Public Liability and Employers […]


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