Author: Tom Wood | Date: 08/12/2023
Categories: General
After the devastation of October’s Storm Babet, with loss of life, great destruction and disruption to travel over the UK, it is becoming clear that flood planning and preparation needs to be better prioritised. At L Wood, we understand how catastrophic flooding can be, for your home, personal items, family, and mental health. We’ve put together a guide to help […]
Author: Tom Wood | Date: 24/11/2023
When you have worked hard to afford life’s finer things, having theft, fire, flood or other types of damage take those away from you can be hugely distressing. Many high net-worth homeowners have a sentimental attachment to possessions and cannot put a value on this, and therein may lie a problem. High net-worth homeowners show far too much reticence in […]
Author: Tom Wood | Date: 20/11/2023
Categories: General
A contractor with Public Liability insurance is protected if their activities cause public damage or injury. They are not, however, covered for any faulty designs, specifications or poor advice, and for faults arising from designs they alter. If a builder directly appoints an architect, they could also find claims relating from faulty designs are their responsibility. All parties in the […]
Author: Tom Wood | Date: 26/10/2023
A recent appeal against a High Court ruling has highlighted the complexities surrounding co-insurance agreements. It has also shown that both verbal understandings and actual signed contract wordings need to match, in order for the terms of the co-insurance to apply in the manner to which the parties to the agreement might anticipate. This was not the situation with regard […]