Author: Tom Wood | Date: 09/08/2017
Categories: General
Though I have been several times before, I had never entered the interior of the country which is only open a few months of the year. Behind the southern volcanoes is a wilderness of glacial blue lakes and a Mars-like landscape that I wanted to see and photograph. Not knowing the area, I booked on a wilderness camping trip which […]
Author: Tom Wood | Date: 08/08/2017
Interruption to your workforce, whether through travel disruption, injury or death, could result in significant financial loss, which is why Personal Accident and Business Travel Insurance are essential for today’s SMEs. As a small business, wage roll is probably your biggest expenditure and employees your most valuable resource. Although businesses insure physical assets, such as equipment, stock and cars, many […]
Author: Tom Wood | Date: 01/08/2017
The UK is a major global exporter and importer, but despite global demand, latest HMRC statistics reveal that for the last two years exports have remained flat whilst imports have grown steadily. This offers great opportunities for SMEs looking to enter the export market, but it makes sense to tread carefully, as we explain. The good news is there is […]
Author: Tom Wood | Date: 24/07/2017
Categories: General
Many property insurance policies are underwritten on a reinstatement basis. Reinstatement means repairing (or replacing) a building to the exact specifications as before it was damaged. In most situations this would be perfectly suitable, but if there is a better way of reconstructing or repairing the building at no extra cost, then should this be considered? Is it appropriate for […]