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Anybody running a business, no matter how small, needs to consider business insurance. Whether you are self-employed or run a small or medium sized business you need a good insurance policy that protects you, your business and your sources of income. Business insurance comes in many forms, including tradesmen insurance, buy to let insurance and liability insurance, though many business […]


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In April 2018, the Minimum Energy Efficiency Standards (MEES) came into force in England and Wales. These regulations apply to both domestic and non-domestic rented properties, plus mixed-use developments, comprising both residential and commercial premises. Under MEES, it is now illegal for a landlord to let or renew a lease on a residential or commercial property if the Energy Performance […]


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Cyber-crime is growing at a phenomenal rate and is hardly ever out of the news. Unfortunately, there is a still a sentiment prevalent within some British businesses that “it will never happen to me”, although the reality is that many businesses are being targeted every single day. When we asked one of our insurers for some examples that could explode […]


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Insurance is often referred to as a ‘grudge purchase’, a necessary evil and something that only really delivers any value if the policyholder is propelled by an accident or incident towards the ‘moment of truth’ – the time at which they have to call on their policy and make a claim. At that point, it can come more ‘begrudged’ than […]


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