At a glance Employee wages represent a significant expense for most businesses and therefore have a major bearing on gross profit sum insured calculations There is a common misunderstanding about the role that wage roll plays in calculating the correct sum insured We explain how to determine what proportion of a customer’s wage roll is suitable to exclude from their Read More…
Author: Tom Wood | Date: 03/01/2017
Author: Tom Wood | Date: 26/12/2016
Allergens on the menu
Categories: General
As of 13 December 2014 any business that supplies unpackaged food will be required to provide allergy information. whether you provide food to schools or care homes, run a supermarket, sandwich deli or restaurant, it will become mandatory to provide allergy information on that that is not already labelled. This could have an impact on your Public Liability and Employers Read More…
Author: Tom Wood | Date: 14/12/2016
Health & safety minefield
Categories: General
How confident are the directors of your company that your health & safety management would be able to withstand a prosecution? Do you have adequate insurance coverage in place? In February this year we saw the most dramatic change in health & safety enforcement for almost 50 years with new sentencing guidelines coming into force. Health & Safety fines are Read More…
Author: Tom Wood | Date: 14/12/2016
On 14th April 2016 the European Parliament voted to adopt a new data protection law for Europe. Under the General Data Protection Regulation, data protection law will be significantly tightened and individuals’ rights to bring claims will be strengthened. The new Regulation is due to take effect in 2018 and will impact all business sectors, even if Britain has already Read More…