Interruption to your workforce, whether through travel disruption, injury or death, could result in significant financial loss, which is why Personal Accident and Business Travel Insurance are essential for today’s SMEs. As a small business, wage roll is probably your biggest expenditure and employees your most valuable resource. Although businesses insure physical assets, such as equipment, stock and cars, many Read More…
Author: Tom Wood | Date: 08/08/2017
Author: Tom Wood | Date: 01/08/2017
The UK is a major global exporter and importer, but despite global demand, latest HMRC statistics reveal that for the last two years exports have remained flat whilst imports have grown steadily. This offers great opportunities for SMEs looking to enter the export market, but it makes sense to tread carefully, as we explain. The good news is there is Read More…
Author: Tom Wood | Date: 24/07/2017
Reinstatement, does it always make sense?
Categories: General
Many property insurance policies are underwritten on a reinstatement basis. Reinstatement means repairing (or replacing) a building to the exact specifications as before it was damaged. In most situations this would be perfectly suitable, but if there is a better way of reconstructing or repairing the building at no extra cost, then should this be considered? Is it appropriate for Read More…
Author: Tom Wood | Date: 18/07/2017
Summer is a time of festivals, fetes and fun. But given that you are dealing with members of the public, the British weather and other potential unforeseen events, it is essential to make sure you are adequately insured. Whether you are staging a sporting event, charity fundraiser or village fete, whether it’s large or small, indoor or outdoor, whether it Read More…