How do cryptocurrencies work

We see it all too often: a business is hit by fire, flood, or storm damage. Thankfully, they had the foresight to take out Business Interruption (BI) insurance—great! But when the payout arrives, it doesn’t come close to covering the real financial impact…not so great.  On paper, the sums insured look reasonable. But when disaster strikes, hidden gaps quickly emerge, Read More…

In recent months, cyber attacks on well-known brands like Marks & Spencer, Harrods, and the Co-op have grabbed headlines, with M&S alone reportedly suffering losses of over £1 million per day during its breach. While such major brands have the means to bounce back, if not slowly, the same can’t be said for many SMEs in the UK.  As cyber Read More…

Carbon monoxide poisoning is a health and safety risk that can easily slip under the radar due to the silent, odourless, often undetected threat posed by this hazard. People lose their lives to carbon monoxide poisoning and around 4,000 people a year need emergency medical treatment. This is often due to poorly installed or maintained gas appliances in which the Read More…