Lwood & Co Insurance Brokers Bingley

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Travel Insurance – A robust policy for all your business travel

If you are planning a business trip, have you thought about adequate Travel Insurance?

Whether you are a business owner or self employed, a Business Travel policy will cover yourself and your employees trips in the UK, across Europe and worldwide. We offer comprehensive travel package to protect the business and employees against and emergency medical assistance and other losses whilst travelling.

Important covers

Medical and emergency travel expenses:This is unlimited and covers all medical hospital charges in respect of the insured person who suffers an injury or is ill whilst away from their normal country of residence.

Personal property:The policy provides cover for cost of repair and replacement of personal property should it be damaged, stolen or destroyed.

Cancellation and curtailment:The policy covers your loss, for example a deposit in the event of a cancellation or curtailment of a trip, together with additional travel expenses that could be incurred.

Personal Accident:Whilst abroad should the worst occur, the policy includes benefits to assist the business.

The policy provides other covers including delayed departure, loss of a passport, baggage and legal expenses.

Benefits of a Commercial Travel Policy

An annual Commercial Travel policy not only provides cover for employees business travel including foreign nationals who will be travelling from their country of domicile, but can also cover directors holidays.

Most Personal Travel policies have medical declarations and restrictions can be imposed whereas a Business policy is more flexible allowing the individual to travel as long as the doctor has approved the trip.

Directors holiday are automatically covered on a business policy and includes insurance for the directors, spouse / partner and their family.

Claim Examples:

Our clients have suffered a variety of incidents from the Iceland volcano eruption in 2010 to various cancellations and curtailments of business and holiday trips. Our director suffered an incident last year which we have documented in the following link https://www.lwood.co.uk/personal-travel-claim/ and he has been very grateful for the insurers assistance.

For more information please contact us on 01274 515747 or mail@lwood.co.uk

Our range of services...

Risk Management

We’ll work with you to assess the key risk exposures to your business and implement a risk management plan that keeps those exposures to a minimum.

Product Retail

We have specialist experience in addressing the threat of product recalls and implementing suitable crisis management plans.

Commercial Contracts

Our commercial legal services cover all eventualities, from global supply and purchase agreements and outsourcing of facilities.

Health & Safety

At L Wood and Company, we don’t just sell insurance policies, we work with our clients to provide bespoke insurance solutions.

In an industry that is somewhat confusing with ever changing regulations, Tom and Kevin at L Wood & Co Ltd have consistently provided excellent advice on the levels of insurance we require. As a global company with offices across the world, our insurance requirements are specialised and they have always provided excellent service and good advice. I have no doubts in recommending L Wood to anyone that requires a tailored insurance programme.

Vicki Horsefield, Financial Director

L.Wood & Co. have been our chosen broker, for Business, Fleet as well as domestic insurance for a number of years. A relationship that I hope will continue well into the future.
Their understanding of our business, and therefore our requirements is a huge benefit for us.

David Hempel. Director. T.W. Laycock & Sons Ltd.

We have been guided by L Wood & Co for several years and due to the ever increasing regulations in the food industry, we know how important it is to have a comprehensive insurance programme. Their assistance with every query has been invaluable and I would recommend them to others.

Nadeem Ali (Managing Director) Sunrise Foods (Bradford) Ltd

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