Run off cover ensures insurance over a period of time after ownership of a company or organisation has passed from one party to another. Although the management group or director may have departed or lost control of the organisation, their responsibility for alleged or actual wrongdoings during their time in charge exists for many years […]

Cyber crime is an activity that can affect a wide range of individuals and organisations. The rise of hacking and malware remains ever growing with a number of high profile cases of data breaches. It is not always data these thieves are after, some want to encrypt your data and force you to pay in […]

Britain’s landscape is becoming increasingly tainted by the blight of fly-tipping – an escalating issue which puts farmers and private landowners under particular strain and which has the potential to bring about their financial ruin. In June 2017, a House of Commons briefing paper recognised the scale of the criminal activity surrounding the illegal disposal […]

The ketchup or mayonnaise bottle is rapidly becoming an endangered species; those types of plastic that cannot be recycled are definitely feeling the squeeze. New pledges on the use of plastics have been issued by a variety of organisations, including every British supermarket. All have promised to ban the unnecessary use of single-use plastic packaging […]

In 2018, business interruption (BI) topped the Allianz Risk Barometer for the sixth year running, as the key concern for businesses globally. Yet, some reports suggest that many businesses either have insufficient BI cover – or none at all. It’s estimated that 40% of UK SME businesses lack adequate business interruption cover and that only […]